Smeck Capital Management Services

Savings Bonds

Smeck Capital Financial Services are pleased to offer a range of fixed interest savings bonds which offer higher rates compared to the high street. These bonds are fully protected by the Financial Services Compensation Scheme. However, savers should note that these bonds are only covered up to £85,000 per person or up to £170,000 for joint applicants. Our bonds are subject to strict availability criteria, so are only available are certain times.

Any potential investor, you should be aware that these types of bonds all have minimum lock in periods and the interest on these accounts are subject to change. We work with a number of institutions, so we are sometimes able to source rates with other companies that meet our strict eligibility criteria.

It is very important to be aware that some banks have different brands, which are still owned by the same parent organisation. In such an instance you are only covered by the parent organisation to a maximum of £85,000 per person. So if you hold large deposits with various institutions you should check to make sure that they are not owned by the same parent company.

If you have any concerns in relation to this, you should contact your relationship manager who has been designated to you to offer guide you in this area.

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Contact your relationship manager to find to out about any of our products and services.

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